Tools
Money calculators
Understand how loans, savings and prices behave. Education only: no product recommendations.
Monthly EMI
- Principal
- Interest
- Total amount paid
Formula: EMI = P × r × (1+r)n ÷ ((1+r)n − 1)
P = Principal, r = monthly rate, n = number of months
Illustrative value
- Amount put in
- Growth
Formula: FV = P × [((1+i)n − 1) ÷ i] × (1+i)
P = Monthly amount, i = monthly rate, n = number of months
Illustration only. Real returns vary and are never guaranteed.
Maturity amount
- Amount put in
- Interest
Formula: A = P × (1 + r ÷ 4)4t (compounded quarterly)
Illustration only. Real returns vary and are never guaranteed.
Cost of the same goods later
What today's amount will buy later
% of buying power lost
Formula: Cost of the same goods later = A × (1+i)t; What today's amount will buy later = A ÷ (1+i)t
Illustration only. Real returns vary and are never guaranteed.
Monthly essentials
Emergency fund target
Formula: Emergency fund target = Monthly essentials × Months of cover
These calculators are educational. Results are estimates based on the numbers you enter, not forecasts, offers or advice.